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Apply For Gates Cambridge Scholarships for International Students

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Gates Cambridge Scholarships for International Students

Gates Cambridge Trust
Masters/PhD Degree

Deadline: 11 Oct/5 Dec 2023/4 Jan 2024 (annual)
Study in:  UK
Course starts October 2024

Brief description: 

The Gates Cambridge Scholarships are one of the most prestigious international scholarships in the world. Scholarships are awarded to outstanding applicants from countries outside the UK to pursue a full-time postgraduate degree in any subject available at the University of Cambridge.

Host Institution(s):

University of Cambridge, United Kingdom

Level/Field of study:

  • • PhD (full-time or part-time*)
  • • MLitt (full-time)
  • • One year postgraduate course (full-time), with some exceptions – see below

Courses which are NOT eligible for Gates Cambridge Scholarships:

  • • Any Undergraduate degree such as BA (undergraduate) or BA affiliated (a second BA)
  • • Business Doctorate (BusD)
  • • Master of Business (MBA)
  • • Master of Finance (MFin)
  • • MASt courses
  • • PGCE
  • • MBBChir Clinical Studies
  • • MD Doctor of Medicine degree (6 years, part-time)
  • • Graduate Course in Medicine (A101)
  • • Part-time degrees
  • • Non-degree courses

Apply AAlso: Queensland University

Number of Awards:

About 80 scholarships are awarded each year.

Target group:

Citizens of any country outside the United Kingdom.

Scholarship value/inclusions:

A Gates Cambridge Scholarship covers the full cost of studying at Cambridge including tuition fees, maintenance allowance (£20,000 for 12 months at the 2023-24 rate; pro rata for courses shorter than 12 months) – for PhD scholars the award is for up to 4 years), one economy single airfare at both the beginning and end of the course and inbound visa costs & the cost of the Immigration Health Surcharge.

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It also provides additional, discretionary funding such as academic development funding, family allowance, fieldwork, etc.

Read about the full scholarship value at this link.

Eligibility:

You can apply for a Gates Cambridge Scholarship if you are:

•  a citizen of any country outside the United Kingdom.

•  applying to pursue one of the following full-time residential courses of study: PhD (full-time or part-time*), MSc or MLitt (full-time), or a one year postgraduate course (full-time) with some exceptions (see list above).

For October 2024 entry, Gates Cambridge is continuing to pilot a scheme which allows applicants to apply for funding for a part-time doctoral degree.

University of Cambridge

Application instructions:

Applicants submit their application for admission and funding (Gates Cambridge and other funding) via the University’s Graduate Application Portal. To be considered for a Gates Cambridge Scholarship you must complete the section to apply for admission to a course and a College place and the Gates Cambridge part of the funding section.

There are two Gates Cambridge application deadlines: 11 October 2023 (for US citizens resident in the USA) and either 5 December 2023 or 4 January 2024 depending on the course (for all other eligible applicants).

University of Cambridge

It is important to read the How to Apply section and visit the official website (link found below) for detailed information on how to apply for this scholarship.

Website:5546

Official Scholarship Website:  http://www.gatescambridge.org/

University of Cambridge

University of Cambridge

Scholarship

Migrate to UK 2024, free tips to travel to UK

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Migrate to UK 2024, free tips to travel to UK

 

Are you planning on moving to the UK in the upcoming year of 2024, and you are looking for a free guide that would make your journey smooth? You’ve come to the right place. Moving to the UK is exciting for sure, but knowing the process of moving requires careful planning.

Before starting your journey to the UK, securing a UK visa is important, especially if you plan to stay beyond six months.

Process Involved in Moving to the UK

  1. Find Employment: Secure a job or work offer in the UK, ensuring your employer is willing to sponsor your permit if necessary.
  1. Choose the Right Visa Type: Explore visa options based on your skills and job requirements. Common types include innovator, skilled worker, and international sportsperson visas.
  1. Apply for the visa: Prepare documents and submit your application at a local representative office. The processing time varies, so be patient.
  1. Arrival and Biometric Residence Permit (BRP): Upon approval, you’ll receive a decision notification and a “vignette” on your passport. If applying outside the UK, collect your BRP at a post office, which will serve as proof of your right to live and work in the country.

After residing in the UK for five years with a work visa, you can apply for Indefinite Leave to Remain (ILR), granting you unrestricted residency. Consider pros and cons before making the move:

Pros

  1. Access to Europe for non-EEA/EU citizens.
  2. NHS healthcare.
  3. Free public schooling for legal residents.
  4. Abundant job opportunities and strong labor laws.

Cons

  1. Post-Brexit, long-term visas are mandatory.
  2. higher taxes for public services like the NHS.
  3. higher living costs, particularly in London.
  4. Five years of residency are required for settled status.

I want to move without a job.

If you’re considering moving to the UK without a job, there are alternative visa options available for individuals with specific qualifications or circumstances. Here are some visa categories you can explore:

  1. UK Ancestry Visa:

If you can prove that one of your grandparents was born in the UK, the Channel Islands, or the Isle of Man, you may be eligible for this visa.

  1. British National Overseas Visa

This visa is available for individuals with a connection to previous Commonwealth colonies.

  1. Investor Visa:

If you have at least £2 million to invest in the UK, you can apply for an investor visa.

  1. Global Talent Visa:

Available for individuals with outstanding achievements in academia or research, arts and culture, or digital technology.

  1. Student Visa:
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It is primarily for studies, but student visas can provide a short-term option. However, they do not offer a permanent solution.

Ensure you meet the specific eligibility criteria for the chosen visa category, and carefully follow the application process outlined by the UK government. Each visa type has its own requirements, so choose the one that best fits your qualifications and circumstances.

I want my family members to join me later on.

If you plan to have your family join you in the UK later on, there are specific family visa options available. Here are the main categories for family members:

  1. Family Visa to Join Your Spouse:

If you are married or in a civil partnership, your spouse can apply for a family visa to join you in the UK.

  1. Family Visa to Join a Parent:

Children under the age of 18 can apply for a family visa to join a parent in the UK.

  1. Family Visa for Children:

This category is for children who are coming to the UK to live with their parents.

  1. Family Visa for Relatives Needing Long-Term Care:

If you have relatives who require long-term care, there are specific family visa options.

When applying for family visas, keep in mind that the validity of the visa varies depending on the type. For example, family permits are usually valid for two and a half years, but this duration can change based on the specific visa category.

Ensure you meet the eligibility criteria for the chosen family visa and follow the application process outlined by the UK immigration authorities. It’s essential to plan and coordinate the timing of your family members’ move to align with your own residency status in the UK.

Costs I’d Pay While Planning To Move To UK

costs you’d pay while moving to the UK include visa fees, healthcare surcharges, and flight expenses. Budget at least £1,270 for everything total.

I heard there’s access to free healthcare.

For long-term legal residents in the UK, access to free healthcare is provided through the National Health Service (NHS). This healthcare system covers a wide range of medical services, including doctor visits, hospital treatments, and necessary prescriptions. As a long-term legal resident, you are entitled to the benefits of the NHS, ensuring that your health needs are met without direct out-of-pocket expenses for many services.

However, it’s Important to note that work visa holders are required to pay an annual healthcare surcharge. This surcharge is a contribution towards the cost of healthcare services and is a separate fee from the visa application charges. The amount of the healthcare surcharge is subject to change, so it’s important to check the latest information on the official UK government website.

The healthcare surcharge is typically paid during the visa application process, and it covers the visa holder and any dependents. This payment ensures that individuals on work visas have access to NHS healthcare services on par with long-term legal residents.

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While the surcharge may represent an additional cost, it grants peace of mind by providing access to the UK’s healthcare system, known for its quality and comprehensive coverage. It’s advisable to stay informed about any updates or changes to the healthcare surcharge policy to make well-informed decisions regarding your health and residency in the UK.

I Want to Bring My Pets

Bringing your pets to the UK is certainly possible, and there are specific requirements and regulations to ensure a smooth and safe relocation for your furry companions. Here are the general guidelines for bringing pets, such as cats, dogs, and ferrets, to the UK:

  1. Microchip: Ensure your pet has a valid microchip. This is an important step for identification purposes.
  1. Passport or Health Certificate: Obtain a valid pet passport or a health certificate issued by an authorized veterinarian. This document should include details such as microchip information, a rabies vaccination record, and other relevant health information.
  1. Rabies Vaccination: Make sure your pet is up-to-date on rabies vaccination. This is a key requirement for entry into the UK.
  1. Tapeworm Treatment (for Dogs): If you are bringing a dog to the UK, it must have been treated for tapeworm between 24 hours and 120 hours before entering the country.
  1. Blood Tests: You may be required to provide blood tests for your pet. Check the official website of the Home Office for the UK’s requirements.
  1. Quarantine: If your pet does not fulfill the outlined requirements, they might be subject to quarantine for four months at an authorized premise.

Moving preparation tips

American College of Surgeons Medical Scholarships for International Students 2024

  1. Secure housing before arrival.
  2. Open a bank account with a valid address.
  3. Obtain a National Insurance Number (NINO) for tax purposes.

How to Gain UK Citizenship

Gaining UK citizenship involves a structured process that typically follows a period of residency and the fulfillment of specific requirements. Here’s a step-by-step guide:

  1. Reside in the UK for at least five years:

The first requirement is to have lived in the UK for a continuous period of at least five years. During this time, you usually need to hold a qualifying visa, such as a work visa or a spouse visa.

  1. Hold Indefinite Leave to Remain (ILR) for 12 months:

Before applying for citizenship, you must have held Indefinite Leave to Remain (ILR) for at least 12 months. ILR signifies that you are a permanent resident and can live in the UK without any time restrictions.

  1. Pass the “Life in the UK” Test:

The “Life in the UK” test is a mandatory requirement. It assesses your knowledge of British traditions, history, and values. Passing this test demonstrates your understanding of life in the UK.

  1. Demonstrate English language proficiency:

You are required to demonstrate your proficiency in the English language, unless you qualify for an exemption. This can be achieved by passing an English language test or presenting an accepted English qualification.

  1. Complete the Citizenship Application:
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Once you meet the residency and eligibility criteria, you can apply for UK citizenship using the relevant application form. Provide accurate information and submit all necessary documentation along with your application.

  1. Pay the application fee:

There is an application fee associated with applying for UK citizenship. Ensure you pay the fee as per the current rates specified by the UK government.

  1. Wait for the decision:

After submitting your application, you will need to wait for the Home Office to process it and make a decision. The processing time can vary, but you should receive notification of the decision in due course.

  1. Attend the citizenship ceremony:

If your application is successful, you will be invited to attend a citizenship ceremony. During the ceremony, you will take an oath of allegiance to the UK and receive your certificate of British citizenship.

Frequently Asked Questions

  1. Do I need a visa to move to the UK?

Yes, if you plan to stay in the UK for more than six months, you’ll need a visa. Consider options like work visas, family visas, or other specialized categories.

  1. What is the easiest way to move to the UK?

Applying for a work visa is often considered one of the easier paths, provided you meet the qualifying criteria and have a job offer.

  1. Can I move to the UK without a job?

Yes, under certain circumstances. Exceptionally talented, wealthy individuals, or those with familial connections can explore alternative visas like Ancestry, Investor, or Global Talent.

  1. How long does it take to process a UK visa application?

The processing time varies based on the type of visa. It can range from a few weeks to several months. Patience is crucial during this period.

  1. What are the costs associated with moving to the UK?

Initial costs include the visa application fee (up to £1,400), healthcare surcharge (£624 per year), and flight expenses (up to £500, depending on the country).

  1. Is healthcare free in the UK?

Long-term legal residents are eligible for free healthcare through the NHS. However, work visa holders need to pay an annual healthcare surcharge.

  1. Can I bring my pet to the UK?

Yes, you can bring pets such as cats, dogs, and ferrets. Ensure they have a valid microchip, passport, or health certificate and are vaccinated against rabies.

  1. How can I become a UK citizen?

To become a UK citizen, you need to have lived in the UK for at least five years, hold Indefinite Leave to Remain (ILR) for 12 months, pass the “Life in the UK” test, and demonstrate English language proficiency.

  1. Are there specific rules for EEA/EU citizens moving to the UK?

Yes, post-Brexit, EEA/EU citizens need to apply for a points-based immigration visa for long-term stays. Visa-free movement is now limited to short-term visits.

  1. Can I move to the UK under the EU Settlement Scheme?

You are eligible under the EU Settlement Scheme if you are an EEA/EU national who lived in the UK before December 31, 2020, or if you are a family member of someone living under the scheme.

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Top 25 Scholarships in USA for International Students

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Top 25 Scholarships in USA for International Students

Top 25 Scholarships in the USA for International Students — The United States stands as a premier destination for those seeking a globally recognized education. Explore our comprehensive list of scholarships, including those offered by esteemed colleges, universities, and government institutions.

Scholarships for international students in the US

Fulbright Program 

The Fulbright Program stands as a beacon, offering comprehensive scholarships for international students aspiring to pursue Master’s or PhD degrees in the USA. This initiative extends its embrace to non-degree postgraduate studies as well. Encompassing tuition fees, textbooks, airfare, living stipends, and health insurance, the Fulbright scholarship is a holistic support system for global scholars.

Humphrey Fellowship Program 

Scholarships for international students in the US

Dive into a year of professional enrichment with the Hubert H. Humphrey Fellowship Program. Designed for seasoned professionals worldwide, this program selects individuals based on their leadership potential and dedication to public service. A full grant covering all associated expenses propels recipients toward a transformative experience in the United States.

AU Emerging Global Leader Scholarship Program

American University’s Emerging Global Leader Scholarship Program targets high-achieving international students committed to positive civic and social change. This scholarship covers all billable AU expenses, including full tuition, room and board, empowering an international student dedicated to enhancing under-resourced communities.

Amherst College Scholarships

Amherst College champions financial aid, determining assistance for admitted international students based on their financial need. The aid package, addressing both self-help and gift aid, ensures that financial constraints don’t hinder a student’s educational journey.

Berea College Scholarships

Berea College opens its doors to admitted international students, offering financial aid and scholarships covering 100% of tuition, room, board, and fees for the first year. Subsequent years involve a collaborative effort, with students contributing $1,000 toward their expenses while benefiting from summer jobs provided by the College.

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Wien International Scholarship Program 

Established in 1958, the Wien International Scholarship Program at Brandeis University invites students worldwide to pursue undergraduate programs, nurturing them to become active global citizens. This scholarship ensures the full demonstration of financial needs for each recipient.

Clark University ScholarshipsClark university

Clark University’s prestigious Clark Presidential Scholarships recognize academic excellence and leadership potential. Awarded to a select few each year, this scholarship covers full tuition, and on-campus room and board for all four years, regardless of a family’s financial circumstances.

Clark university

Colby-Sawyer College Scholarships

Colby-Sawyer College extends merit-based financial aid to international students, with scholarship values increasing based on academic prowess. Ranging up to $8,000 per year, this aid acknowledges and rewards academic achievements.

Columbia College Scholarships

Columbia College invests in outstanding international students through one-time cash grants or tuition reductions ranging from 15% to 100%. This support recognizes and values the contributions of global scholars.

Concordia College Scholarships

Concordia College values the impact of international students on campus and offers partial financial assistance. The International Student Scholarship, based on academic ability and family need, can amount to $16,000 per year.

Dartmouth College Scholarships

Dartmouth College addresses the demonstrated needs of all admitted undergraduates, including international students. Scholarships and loans, including travel allowances, showcase the commitment to fostering a diverse and globally connected student body.

East Tennessee State University

East Tennessee State University’s International Students Academic Merit Scholarship acknowledges the academic prowess of new international students pursuing graduate or undergraduate degrees. With values of $12,500 for undergraduates and $5,000-$9,000 for graduate students, this scholarship celebrates and supports excellence.

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East-West Center Graduate Degree Fellowship

The East-West Center Graduate Degree Fellowship facilitates Master’s or Doctoral degree studies for graduate students from Asia, the Pacific, and the U.S. The fellowship intertwines educational, residential, and leadership development programs, enriching the learning experience at the University of Hawai’i.

Emory College Scholarships

Emory College extends need-based financial aid awards to a select group of international students annually. Additionally, international applicants can vie for partial to full merit-based scholarships through the Emory University Scholars Program, offering opportunities until November 15.

Illinois Wesleyan University ScholarshipsIllinois Wesleyan university

Illinois Wesleyan University recognizes exceptional qualifications and demonstrated need, offering merit-based scholarships ranging from $16,000 to $30,000 per year. The President’s International Student Scholarships may further support qualified students throughout their four years of study.

Iowa State University International Merit Scholarships

Iowa State University identifies and supports international freshmen through a competitive selection process. Merit scholarships, ranging from $2,000 to $10,000 per year, reward achievements and encourage continued excellence.

Michigan State University International ScholarshipsMichigan state university

Michigan State University provides a limited number of scholarships and grants to deserving international students at both undergraduate and postgraduate levels. These financial packages aim to complement the academic journey at MSU.

New York University Wagner Scholarships

New York University’s merit scholarships, awarded to a limited number of students each cycle, include international students. Ranging from $25,000 to $47,000, these scholarships demonstrate NYU’s commitment to investing in academic excellence.

Oregon University Scholarships

The University of Oregon annually awards over $2.5 million in financial aid and scholarships to international students. The ICSP Scholarship, part of this initiative, offers tuition-waiver scholarships based on financial need, academic merit, and presentation abilities to diverse groups.

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Wesleyan University Scholarships

Wesleyan University recognizes exceptional qualifications and demonstrated need, offering full-tuition scholarships through the Freeman Asian Scholars Program. With a commitment to fostering diversity, Wesleyan provides financial assistance to a select number of foreign students each year.

University of the West Scholarships

The University of the West honors high academic standards and financial need, offering scholarships ranging from $6,000 to $10,000 per year for incoming students. Continuing students can benefit from the dean’s and president’s scholarships, covering undergraduate or graduate units.

Joint Japan World Bank Graduate Scholarships

The Joint Japan World Bank Graduate Scholarship Program extends full scholarships to students from World Bank member countries. With the option to study in eight prominent U.S. universities, this program supports development-related studies on a global scale.

AAUW International FellowshipsScholarships for international students in the US

The AAUW International Fellowships empower non-U.S. citizen women with scholarships worth $18,000 for Masters, $20,000 for Ph.D., and $30,000 for Postdoctoral studies. This initiative fosters a diverse and inclusive academic landscape.

Aga Khan Foundation International Scholarship Programme

The Aga Khan Foundation’s International Scholarship Programme offers scholarships for postgraduate studies to outstanding students from selected developing countries. Embracing a 50% grant: 50%

Clark university

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Fully Funded Masters Scholarships for International Students 2024

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Fully Funded Masters Scholarships for International Students 2024

Fully Funded Masters Scholarships for International Students 2024 | Are you ready to study abroad?  we have an exciting programme, and the good news is that numerous fully funded scholarships await international students. In this detailed exploration, we will unravel the world of fully funded scholarships provided by top universities, outlining their advantages and guiding you through a step-by-step application process.

Nitro scholarship

 Fully Funded Master’s Scholarships 2024

Dive into a pool of more than 800 fully funded master’s scholarships available at the world’s leading universities for international students. These scholarships not only cover tuition fees but also offer an average monthly stipend of $1000, along with accommodation charges, health insurance, and a travel allowance.

Fulfill Your Academic Dreams at Prestigious Universities

  1. Yale University Scholarships USA: Investing in Excellence
    • Institution: Yale University
    • Study in: USA
    • Level of Study: Undergraduate / Masters / PhD

Explore the possibilities of a fully funded Yale University Scholarship for international students, ranging from a few hundred dollars to an impressive $70,000 per year. The average Yale need-based scholarship exceeds $50,000, supporting undergraduate, master’s, and Ph.D. endeavors.

  1. Turkey Government Scholarship: Bridging Cultures Through Education
    • Institution: Turkish Universities
    • Study in: Turkey
    • Level of Study: Undergraduate, Masters, PhD

Uncover the opportunities presented by the Turkey Government Scholarship, catering to undergraduate, master’s, and Ph.D. studies. This fully funded scholarship includes a monthly stipend of up to 1600 TL, covering tuition fees, return flight tickets, health insurance, and accommodation.

  1. Government of Brunei Darussalam Scholarship: Nurturing Minds, Transforming Lives
    • Institution: Various Universities
    • Study in: Brunei Darussalam
    • Level of Study: Undergraduate, Masters
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Delve into the fully funded Government of Brunei Darussalam Scholarship, designed for undergraduate and master’s studies. This scholarship encompasses a monthly allowance of BND$ 650, accommodation, and exemption from tuition fees.

  1. Chinese Government Scholarships: Your Gateway to Educational Excellence
    • Institution: Chinese Universities
    • Study in: China
    • Level of Study: Undergraduate / Masters / PhD

American College of Surgeons Medical Scholarships for International Students 2024

Explore the vast opportunities offered by Chinese Government Scholarships, fully funding master’s and Ph.D. programs at over 280 Chinese Universities. This scholarship covers accommodation, basic health insurance, and a monthly allowance up to 3500 Yuan.

  1. DAAD Scholarship Germany: Elevating Your Academic Pursuits
    • Institution: German Universities
    • Study in: Germany
    • Level of Study: Masters / PhD

Immerse yourself in the fully funded DAAD Scholarship, exclusively available for masters or Ph.D. studies at top German Universities. This scholarship includes monthly payments of 850 euros for graduates or 1,200 euros for doctoral candidates.

Continue your exploration of fully funded scholarships worldwide, ranging from Asia to Europe and beyond:

  1. MEXT Scholarship Japan: Embrace the Land of the Rising Sun
    • Institution: Japanese Universities
    • Study in: Japan
    • Level of Study: Undergraduate / Masters / PhD

The MEXT Scholarship beckons international students for undergraduate, master’s, Ph.D., and training studies. Enjoy coverage of tuition fees, accommodation, monthly living allowance, and round airfare travel expenses from your country to Japan.

  1. Fulbright Scholarships USA: Fulfilling Global Academic Aspirations
    • Institution: USA Universities
    • Study in: USA
    • Level of Study: Masters / PhD

Embrace the fully funded Fulbright Scholarships, tailored for master’s and Ph.D. studies. The Fulbright Foreign Student Program encompasses full tuition fees, a living stipend, full accommodation fees, airfare, and health insurance.

  1. ETH Zurich Excellence Masters Scholarships Switzerland: Excellence Redefined
    • Institution: ETH Zurich
    • Study in: Switzerland
    • Level of Study: Masters
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Elevate your academic journey with the fully funded ETH Zurich Excellence Masters Scholarship, exclusively for master’s studies. This scholarship provides a grant covering living and study expenses (CHF 11,000 per semester) along with a tuition fee waiver.

  1. Ton Duc Thang University Graduate Scholarship: Shaping Global Scholars
    • Institution: Ton Duc Thang University
    • Study in: Vietnam
    • Level of Study: Masters / PhD

Explore the fully funded Ton Duc Thang University Graduate Scholarships, catering to master’s and doctoral studies. This scholarship covers full tuition fees and accommodation costs, ensuring a seamless academic experience.

  1. Bangkok Government Scholarship: A Gateway to Thai Excellence
    • Institution: Chulalongkorn University
    • Study in: Thailand
    • Level of Study: Masters / PhD

Immerse yourself in the fully funded Bangkok Government Scholarships, available for masters and Ph.D. studies. This scholarship covers 100% of tuition fees, a monthly stipend, and accommodation in the amount of 16,000 Baht.

  1. Netherlands Government Scholarship: Nurturing Future Leaders
    • Institution: Various Institutes in the Netherlands
    • Study in: Netherlands
    • Level of Study: Masters

Nitro scholarship

Uncover the fully funded Netherlands Government Scholarships, designed for masters and short courses. The Orange Knowledge Programme under the Netherlands Government Scholarship offers free cost of living, tuition fees, visa, roundtrip travel tickets, and health insurance.

  1. Gates Cambridge Scholarship: Pinnacle of Academic Achievement
    • Institution: University of Cambridge
    • Study in: UK
    • Level of Study: Masters / PhD

Achieve academic excellence with the fully funded Gates Cambridge Scholarship, available for master’s and Ph.D. studies. This scholarship provides a £17,500 stipend per annum, health insurance, academic development funding up to £2,000, and a family allowance up to £10,120.

  1. Stanford University Scholarships: Unleash Your Potential
    • Institution: Stanford University
    • Study in: USA
    • Level of Study: Masters / PhD
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Pursue your academic dreams with the fully funded Stanford University Scholarship, catering to master’s and Ph.D. studies. This scholarship covers full tuition fees, traveling allowance, living allowance, and academic expenses.

  1. Chevening Scholarship UK (Fully Funded): A Ticket to Academic Excellence
    • Institution: UK Universities
    • Study in: UK
    • Level of Study: Masters

Experience academic excellence with the fully funded Chevening Scholarship, exclusively available for master’s studies in any subject. This scholarship covers university tuition fees, a monthly living allowance, an economy-class return airfare to the UK, and additional grants and allowances.

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